Target Market Determinations

What is a Target Market Determination (TMD)?

A Target Market Determination (TMD) is a document outlining the appropriate target market for a financial product, including any conditions regarding how the product can be distributed to customers. It also specifies the circumstances that may trigger a review of the TMD for a product.

It’s important to note that a TMD does not provide financial advice. When deciding on a product, you should always consult the Terms and Conditions and any supplementary documents, which provide the relevant terms for that product.